What insurance do I need for my Cosmetic Injectable Clinic?

If you run a business in the beauty and cosmetic sector there are a number of things you need to consider.

In this industry there are new products and procedures developed all the time. It is therefore imperative that your insurer is aware of all of the services you provide and understands exactly what you do.

Some treatments such as PDO Facial Threading, IV Therapy and IPL treatments may be excluded or have higher excesses and additional policy conditions.

We would recommend that you take out a specifically tailored Beauty and Cosmetic Policy to cover the individual exposures that your business faces.

The sections of cover you may include are:

Medical Malpractice Insurance

Buisness Interruption

Buisness Property & Contents

Mobile Equipment

What can go wrong?

In an evolving industry, it is important that you are your customers are protected if something goes wrong.

Many treatments carried out are high risk and come with a number of unique risks :

Common claims include:

Skin Burns

Eye Irritation

Electric Shocks

Inadequate Advice

Personal Data Breach

Damage to cCustomers Personal Items

Slips & Falls

How much does Cosmetic Clinic Insurance cost?

The cost of the Insurance depends on a number of factors including the number of employees, annual turnover and services offered.

At Insure Gold coast we have extensive understandiing of this market and can assist you in tailoring a package to meet your needs

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