What insurance do I need for my Cosmetic Injectable Clinic?
If you run a business in the beauty and cosmetic sector there are a number of things you need to consider.
In this industry there are new products and procedures developed all the time. It is therefore imperative that your insurer is aware of all of the services you provide and understands exactly what you do.
Some treatments such as PDO Facial Threading, IV Therapy and IPL treatments may be excluded or have higher excesses and additional policy conditions.
We would recommend that you take out a specifically tailored Beauty and Cosmetic Policy to cover the individual exposures that your business faces.
The sections of cover you may include are:
Medical Malpractice Insurance
Buisness Interruption
Buisness Property & Contents
Mobile Equipment
What can go wrong?
In an evolving industry, it is important that you are your customers are protected if something goes wrong.
Many treatments carried out are high risk and come with a number of unique risks :
Common claims include:
Skin Burns
Eye Irritation
Electric Shocks
Inadequate Advice
Personal Data Breach
Damage to cCustomers Personal Items
Slips & Falls
How much does Cosmetic Clinic Insurance cost?
The cost of the Insurance depends on a number of factors including the number of employees, annual turnover and services offered.
At Insure Gold coast we have extensive understandiing of this market and can assist you in tailoring a package to meet your needs
This blog post provides information only. The content of this post, including any information contained in it, has been prepared without considering your requirements, financial situation or needs. You should consider the appropriateness of the information, taking these matters into account, before you act on any information. You should review the product disclosure statement for any product that the information relates to it before acquiring the product.