Strata Title / Body Corporate Insurance

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Strata Title / Body Corporate Insurance

Strata Insurance (Also known as Body Corporate Insurance) is designed to cover Residential and Commercial Strata titled properties against damage to the building, common area contents and also Liability cover for incidents that occur in the common areas.

Common Property Includes:

  • Car Parks
  • Reception Area
  • Elevators
  • Swimming Pools
  • Recreational Areas such as BBQ, Tennis Court ect
  • Shared Driveways
  • Shared Contents

How Much does Strata Insurance cost?

The cost of Strata insurance depends on a number of factors including:

  • The location
  • The Age & Construction
  • The Building Sum insured
  • Tenants & Occupation
  • Claim History

At Insure Gold Coast we have access to a wide range of Strata Insurers and are dedicated to finding you the best cover for the best premium.

What does a Strata Insurance Policy Cover?

The sections of cover you might include in your Strata Insurance Policy Include:

Building Damage -Such as Fire, storm, burst pipe & malicious Damage

Fidelity Guarantee – If Body Corporate Funds are used fraudulently by a committee member

Liability Cover – if someone is injured on common property

Common Are Contents such as shared gym and pool equipment

Temporary Accommodation – if owners or tenants need to temporarily relocate in the event of a claim

Office Bearers Liability – In the event that the Body Corporate is alleged to have committed a wrongful act

Loss of Rent – If tenants need to vacate the premises as a result of the loss

Voluntary Workers – For injury while voluntarily working on behalf of the Body Corporate

Lot owners Fixtures & Fitting – if improvements have been made during the period of insurance and were not including in the building sum insured


The Insure Gold Coast Difference

At Insure Gold Coast we have extensive understanding of the Strata Insurance market.

We will provide the most comprehensive insurance together with the highest level of personal service.

We can save you money by taking the time to put together a tailored insurance program and are happy to arrange a visit to your property to ensure that we fully understand your requirements

We are passionate about supporting the local community and donate a portion of our income to Bravehearts Childrens Charity and 1% for the Planet.

Servicing only Gold Coast customers we are able to give you the service and support that you deserve.

Insure Gold Coast is a member of the largest insurance broker network in Australasia.

As a client of a Steadfast network insurance broker, you get the best of both worlds - local knowledge and service, with the strength of a large organisation.

Rebecca with client
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